Foster parents have plenty to worry about. Trust me, I know. My wife and I were foster parents for 6 years. Take one more worry off of your list by using one of these online budgeting tools to simplify your personal finances.
Technology today is an amazing thing. We can pretty much run our entire lives from a smartphone.
- Pay bills
- Online banking
- Make purchases
- Track your exercise and diet
- Play games
- Watch movies
- Run your business
It’s crazy! The list goes on… This can be a distraction, but used responsibly this is a great thing. There are countless online budgeting tools and apps that can be used to manage your personal finances. I’ll highlight a few for you to consider. Just pick the one you’re most comfortable with and move on.
This is the software I’ve used for years. I use it on my iPhone. It’s also available for the iPad, Mac, Android and Windows. What’s nice about the HomeBudget app is you can sync across multiple devices. It has a nice dashboard to give you a quick snapshot of where you are at. You can also run reports and set up payees to help make data entry faster. I’ve been using this app since 2009. It’s pretty amazing, I can run a report and see my spending history all the way back to 2009. You can check it out at www.anishu.com.
BudgetSimple is an online budget solution that’s definitely worth checking out. There is a free version and a paid version. This is pretty nice. You can sign up for free and check it out. If you like it you can upgrade to the paid version – a very minimal fee per month. With the paid version there is a mobile app available and it links to your bank account. This is also less complex than the HomeBudget app.
One of the things I like about BudgetSimple is the simple, clean user interface. It’s a very minimalist interface. So if you’re into simplicity then this may be the solution for you.
Check it out at www.budgetsimple.com.
You Need A Budget (YNAB)
YNAB is a one-time purchase software you can buy for a Windows PC or a MAC. Apps are also available for iPhone and Android devices. Entries are also synced across all the devices. Check it out at www.youneedabudget.com.
If you’re looking for a more sofisticated tool then Mint.com may meet your needs. It’s an all-in-one personal finance management online tool. You can do budgeting, see your investment accounts, pay your bills, link it to your bank account…. it’s personal finance on steroids. And it’s free! It may be more than you want to take on at first. But if you’re pretty savvy online then give it a shot.
What are you using to track your household budget? Are you using one of the online budgeting tools or something else? Let me know in the comments below.
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